![]() ![]() The Kindle for PC and Kindle for Mac programs use Amazon's KFX format for most books. There is also a new method (#6) using an old version of the Kindle for Android app described here. (Details in this thread.)This means that methods 1, 2, and 4 described below are no longer effective for those books. Rate this: Like this:LikeBe the first to like this post.Important update: Amazon has made a change to their service so the books published since can no longer be downloaded using Kindle for PC or Mac versions prior to 1.39. Ebooks | OU History of Science Collections - Instructions for converting ePubs to Kindle format.Certains pour le transformer en epub (Calibre fonctionne plutôt bien dans ce sens, voyez ce tutorial). Journal d'une thèse d'histoire » Petites réflexions sur comment utiliser son livre électronique ? - pdf.Many other books on Open Library are in ePub format, which is more difficult to transfer to… Horse E-Books for Kindle and Nook | - DAISY program.How to Read ePub Books on your Kindle « Channel the Alley - How to Read EPub Books on your Kindle Published by technicalguy on June 6th, 2011 – in Amazon Kindle,…. ![]()
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![]() Let’s be honest, everything’s better with butter. My only complaint is that the flavour is a little too sweet and rich, which I admit may sound ridiculous, but in a side-by-side comparison, we preferred those recipes using butter as well. In fact, the Roddas recipe proves pretty popular soft, smooth and rich, it’s classic Cornish seaside stuff. Despite a weird complaint that it tastes “meaty”, I happen to like it, but not as much as the clotted cream which plays an unsurprisingly large part in the Roddas recipe, or the double variety in Aikens’s fudge. Hope and Greenwood plump for the nostalgic boiled flavour of evaporated milk instead, an ingredient that has so far failed to reinvent itself for a more decadent age. Some recipes cleverly combine the two ingredients in one big hit of nauseatingly delicious condensed milk, which makes their fudge taste distinctly like white chocolate – not that there’s anything wrong with this, but it’s not the classic flavour I’m after. The second, and most important, ingredient in fudge is fat. Photograph: Felicity Cloake/Guardian The dairy Roddas’s fudge goes all out with clotted cream. Clearly feeling two types of sugar aren’t quite enough, Aikens finishes his fudge with an infinitesimal amount of icing sugar, for, no doubt, very sound Michelin-starred reasons which I am unable to fathom. Personally, I prefer the slightly more subtle caramel notes of the first here.Īikens and Roddas both also add some sugar syrup – boring glucose in the former case, ambrosial golden in the latter – which makes their fudge wonderfully smooth as opposed to the slightly gritty, sandy texture of the Carnation and Hope and Greenwood recipes, which, though undoubtedly pleasing, is more reminiscent of Scottish tablet. If you want to keep things simple, like candy pros Mrs Hope and Mr Greenwood, the folk from Rodda’s clotted cream and Michelin-star chef Tom Aikens, this can be caster or ordinary white granulated, but given sugar plays such a large part, the demerara suggested by the Carnation condensed milk tin or the light muscovado used by Ren Behan in Jamie magazine will give a more interesting flavour. ![]() Lest anyone was under any illusions in this department, the main ingredient of fudge is sugar – that’s why you can feel your teeth wince in protest as you reach for yet another piece. Photograph: Felicity Cloake/Guardian The sugar Spread over chilled fudge.Carnation’s fudge recipe stipulates demerara sugar. For glaze, melt 1/2 cup peanut butter chips with 1/2 cup heavy cream. ![]()
![]() ![]() Level of care not included.Do Not Sell or Share My Personal Information, Terms of Service, Privacy Center, Scam Avoidance, Responsible Disclosure, Compass is an E-Verify employer, Notice for California Applicants, California COVID-19 Rules of Entry, and Your CA Privacy RightsĬOMPASS, the Compass logo, and other various trademarks, logos, designs, and slogans are the registered and unregistered trademarks of Compass, Inc. Assistance with reminders and redirection.Daily assistance with bathing and dressing.Call to set up an appointment for a tour because we delight in showing you our home. Through special events, activities, clubs and ongoing cultural enrichment programs, we offer unlimited opportunities for you to get to know other residents and us. Our genuine caring staff, home style meals, daily activities add to our residents' experience. Our peaceful setting, restaurant style dining experience, activities and beautiful setting combine to create a wonderful living environment everyday. Our caring staff offers the assistance you need while respecting your independence. We offer a home like setting and cheerful smiles from our professional staff who greet you every day. There is a lot more privacy than what you think would be in a nursing home.Ībout Camino Real Senior in San Antonio, Texas What I'd like is having a room with just two people in it and not too small like a hospital room. They had a little garage sale where the residents sell things in the common area. As for activities, they do their nails and play a lot of bingo. You could either do your own medications, or they can take care of that for you. There's a coffee pot and a little refrigerator, but the meals are served in the dining room. So if one person will rent it as a single unit, that part would be the living room, and the other would be the bedroom. One has a door and an open area with a curtain in front of it. There are two rooms where they can occupy. I had a friend who moved out of a nursing home over to that place. They were really nice and friendly when I went to go see them. They provide meals and monitor your medications. It is an assisted living facility which has little apartments. There is a lot more privacy than what you think would be in a nursing home. ![]() Paula39 It is an assisted living facility which has little apartments. ![]() ![]() ![]() ![]() If you're interested in experiencing more than just wine, consider visiting Napa March through May, when spring is in full bloom and greenery is aplenty. Plus, if you're a foodie, you'll no doubt enjoy the seasonal food festivals that take place during this time, which you should no doubt pair with a cabernet (cabernet season runs from November to April). However, if you're looking to experience Napa for less, this is the time to visit, as rates for accommodations are at an all-time low and many wineries offer deals to draw in more travelers. November through February is considered Napa's low season thanks to the chilly weather (think highs in the 50s and lows in the 40s) and occasional bouts of rain. And no matter what month in this time frame you choose to visit, it's wise to bring a jacket, as temps tend to drop in the 50s and 40s at night. It's important to know that due to the season's popularity, you should be booking accommodations, tours and even tastings at least four months in advance. What's more, daytime highs are next to perfect, with highs in the low 80s during August and September and then dropping to the upper 70s in October. During harvest season, visitors can enjoy fun seasonal activities, such as harvest dinners, balls and grape smashing. Heavy crowds roll into Napa during this time, and for good reason: it's harvesting season. Temperatures vary greatly across the valley between morning and evening (sometimes by as much as 30 degrees), so you'll want to pack a light jacket no matter what time of year you visit. Regardless of when you plan your Napa vacation, you'll find plenty to do, as wineries don't experience seasonal closures and festivals are held year-round. Plus, there's a number of food events that take place during this time, including Napa Valley Restaurant Week. If you're looking to save a few bucks and don't mind chillier weather, a trip between December and February will likely be less crowded and more affordable (just remember to pack an umbrella). March through May, when spring is in full bloom and the summer rush has yet to arrive, is another prime time to visit. ![]() If you catch the tail end of the harvest season, you'll enjoy the area's beautiful autumn weather, complete with changing leaves and the chance of lower hotel rates. During this busy time, expect crowds and high prices for just about everything, especially accommodations. Napa's peak tourist season corresponds with the region's harvest season (August through October). The best time to visit Napa is August through October or March through May. ![]() ![]() ![]() Cudlitz won the Critics' Choice Television Award for Best Supporting Actor in a Drama Series for his role in 2013. Prior to the start of shooting for the show, Cudlitz had a large mole removed from his right upper lip, which had previously been a signature feature of his appearance. The character struggled with chronic back pain, addiction to pain medication, and ethical issues relating to his partners. It was picked up by TNT, who aired the remaining episodes of its first season, bringing it back for a total of five seasons. Cudlitz starred on the critically acclaimed, five-season television drama Southland as patrol officer John Cooper, a 20-year veteran and training officer. Denver "Bull" Randleman in the World War II miniseries, Band of Brothers. His breakout role came in 2001 with his portrayal of Sgt. He also played a 30-second role as a bartender in the movie Forces of Nature in 1999. He played Bob Destepello in the 1997 film Grosse Pointe Blank. He was also in the movie A River Runs Through It. Other roles were Tony Miller on Beverly Hills, 90210 and Tad Overton on Dragon: The Bruce Lee Story, and in CSI: Crime Scene Investigation, the second seasons of 24, Lost, FOX series Standoff, and Prison Break. His first acting role was in the 1989 film Crystal Ball, playing Scottie. Cudlitz was a construction coordinator on Beverly Hills, 90210. While attending California Institute of the Arts, Cudlitz landed the role in Band of Brothers and worked in TV and film production in the art department of various shows. He holds a Bachelor of Fine Arts from the California Institute of the Arts, where he graduated in 1990. He is a 1982 graduate of Lakewood High School. Michael Cudlitz (born December 29, 1964) is an American actor known for portraying John Cooper in the NBC/ TNT drama series Southland for which he won the Critics' Choice Television Award for Best Supporting Actor in a Drama Series in 2013, Sergeant Denver "Bull" Randleman in the HBO miniseries Band of Brothers, and Sergeant Abraham Ford in the AMC horror series The Walking Dead.Ĭudlitz was born on ( )Decem on Long Island, New York, and raised in Lakewood Township, New Jersey. ![]() ![]() Please allow 30 days from your enrollment date for points to show in your account. ** You must be enrolled in HP Rewards and sign up for Instant Ink before to qualify for 300 HP Rewards points. HP Rewards qualifying and eligible products/purchases are defined as those from the following categories: Printers, Business PCs (Elite, Pro and Workstation brands), select Business Accessories and select Ink, Toner & Paper. ISP fees may apply and additional requirements may apply over time for updates. Windows 10 is automatically updated, which is always enabled. Systems may require upgraded and/or separately purchased hardware, drivers, software or BIOS update to take full advantage of Windows 10 functionality. Microsoft Windows 10: Not all features are available in all editions or versions of Windows 10. ![]() Bill Me Later will use that data under its privacy policy. HP will transfer your name and address information, IP address, products ordered and associated costs and other personal information related to processing your application to Bill Me Later®. Service not available holidays and weekends. On-site services provided only if issue can't be corrected remotely. Customer may be required to run system self-test programs or correct reported faults by following advice given over phone. Need for in-home service is determined by HP support representative. In-home warranty is available only on select customizable HP desktop PCs. 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Discounted or promotional pricing is indicated by the presence of an additional higher MSRP strike-through price. HP’s MSRP price is shown as either a stand-alone price or as a strike-through price with a discounted or promotional price also listed. Contract and volume customers not eligible. Orders that do not comply with HP.com terms, conditions, and limitations may be cancelled. Items sold by HP.com are not for immediate resale. ![]() These terms apply only to products sold by HP.com reseller offers may vary. Correct prices and promotions are validated at the time your order is placed. Despite our best efforts, a small number of items may contain pricing, typography, or photography errors. Quantity limits may apply to orders, including orders for discounted and promotional items. Price protection, price matching or price guarantees do not apply to Intra-day, Daily Deals or limited-time promotions. Prices, specifications, availability and terms of offers may change without notice. We greatly value your business and appreciate your ongoing patience as we work to get your order to you. We will send updates by email as soon as they are available. You may check your order status via our Track My Order page ( Click Here to log in). Our website reflects current product availability but circumstances are dynamic. We are working to meet the current extraordinary customer demand for our products. ![]() ![]() ![]() During his time in Germany, he studied with a number of prominent physicists, including Max Born and Bohr. Oppenheimer ultimately transferred to the University of Göttingen in Germany, where he earned his Ph.D in quantum physics. ![]() The book cites Oppenheimer’s friend Jeffries Wyman as suggesting that Oppenheimer might have exaggerated the incident somehow: “Whether or not this was an imaginary apple, or a real apple, whatever it was, it was an act of jealousy.” There, he struggled with mental health issues and ended up on probation.Īmerican Prometheus reports that, during this time, Oppenheimer relayed a story to friends about lacing an apple with chemicals and leaving it on the desk of his tutor, Patrick Blackett (played by James D’Arcy). “I had relatives there, and was later to help in extricating them and bringing them to this country.” Years in EuropeĪfter graduating summa cum laude from Harvard in 1925, Oppenheimer traveled to England, as the film depicts, to conduct research at the University of Cambridge’s Cavendish Laboratory under British physicist and 1906 Nobel Prize winner J. “I had a continuing, smoldering fury about the treatment of Jews in Germany,” he said at his 1954 hearing before the United States Atomic Energy Commission (AEC), which is part of the movie’s central framing device. Antisemitism impacted him throughout his time studying at Harvard, and later, amid the Nazis’ rise to power in Germany, changed the way he engaged with his Jewishness. ![]() ![]() At the end of your offer term, your subscription will be automatically billed at the standard subscription rate, currently at A$551.86/yr (plus applicable taxes), unless you elect to change or cancel your subscription. ![]() One-year prepaid Creative Cloud introductory pricingĮligible students 13 and older and teachers can purchase an annual membership to Adobe Creative Cloud for a reduced price of A$275.86 for the first year. Void where prohibited, taxed or restricted by law. ![]() This pricing is subject to change without notice. Offer may not be assigned, exchanged, sold, transferred or combined with any other discount or offer or redeemed for cash or other goods and services. This pricing is limited to one (1) purchase of one (1) Creative Cloud annual membership per customer. This pricing is not available to OEM, commercial or volume licensing customers. ![]() This pricing is available for first-time membership only and limited to eligible education customers who purchase directly from the Adobe Store or by calling Adobe Sales. This pricing is valid for purchases of an annual plan, which requires a 12-month contract. At the end of your offer term, your subscription will be automatically billed at the standard subscription rate, currently at A$45.99/mo (plus applicable taxes), unless you elect to change or cancel your subscription. Introductory pricing terms and conditionsĪ$22.99/month Creative Cloud introductory pricingĮligible students 13 and older and teachers can purchase an annual membership to Adobe Creative Cloud for a reduced price of A$22.99/mo for the first year. ![]() ![]() Even if borrowers have DTI ratios as high as 50%, they are given loans, albeit maybe at a higher interest rate than others. The historical limit of 28/36 has been extended since, currently, all over the world, housing prices are higher. You can easily calculate the Debt to Income Ratio Formula in the template provided.ĭebt to income ratio is one of the essential criteria along with the credit score that creditors use to determine whether further debt can be given to the borrowers. You need to provide the two inputs, i.e., Recurring Monthly Debt and Gross Monthly Income Here we will do an example of the Debt to Income Ratio Formula in Excel. Lenders usually use a figure such as 28/36 to determine the amount of the expense that a borrower can afford for it to be eligible to give loans.ĭebt to Income Ratio Formula in Excel (With Excel Template) The back-end debt to income ratio encompasses all other recurring debt payments such as car loans, credit card payments, education loans, etc. The front-end debt to income ratio generally indicates the percentage of income that goes towards housing costs, whether rent or payment towards a mortgage, which includes both principal and interest. There are two types of Debt to Income ratio, which are the Front-end debt to income ratio and the Back-end debt to income ratio. Significance and Use of Debt to Income Ratio FormulaĪs stated above, lenders use debt to income ratio to determine whether borrowers should be issued new loans or not. ![]() Lowering recurring debt payments can be achieved by prepaying some of the loans. One can reduce their recurring monthly debt or increase their gross monthly income. A ratio of debt to income higher than 43% signals that the borrower might not be able to return the loan taken.Īs can be understood from the formula, there are two ways of lowering one’s debt to income ratio. A ratio of 28% is usually preferable, while 43% is the highest that the Debt to Income ratio could be. It is generally preferred that the borrower should have a low Debt to Income Ratio. Lenders use the debt to income ratio to determine whether a further loan could be issued to the borrower and whether the borrower can return the loan payments. Therefore, the amount allowed for housing expenses is $2800, and the amount allowed for housing expenses and recurring debt is $3600 Explanation of Debt to Income Ratio Formula The amount allowed for housing expenses and recurring debt = $3600.The amount allowed for housing expenses and recurring debt = 0.36*10000.The amount allowed for housing expenses = $2800.The amount allowed for housing expenses = 0.28*10000.28/36 norm indicates that 28% of the gross income can be expensed for housing costs, while 36% can be used to expense all other recurring debt payments. Lenders use a debt to income ratio of 28/36 to determine whether the borrower should be lent money or not. ![]() Hence lenders will be more inclined to lend money to Alan as his debt to income ratio is lower. Debt to Income Ratio of Alan = 0.33 or 33%.Debt to Income Ratio of Alan = $5000/$15000. ![]() Debt to Income Ratio of Alan = Recurring Monthly Debt/Gross Monthly Income.Debt to Income Ratio of John = 0.5 or 50%ĭebt to Income Ratio of Alan is Calculated as:.Debt to Income Ratio of John = Recurring Monthly Debt/Gross Monthly Income. ![]() The debt to Income Ratio of John is Calculated as: John has a recurring monthly debt of $10000, while Alan has a recurring monthly debt of $5000. Suppose John has a gross monthly income of $20000 while Alan has a gross monthly income of $15000. It is assumed that the highest debt to income ratio is 43%, beyond which the borrower has a diminishing ability to return the loan. Generally, Debt to Income Ratios is used by lenders to determine whether the borrower will be able to repay the loan.
![]() For more information about administrator accounts, see Mac Help. Make sure that the user account you use to authenticate the update installer is an administrator account.Restart your computer and try installing the update again.If it is at another location on your computer, move it to the Applications folder on your startup volume, and then try installing the update again. Make sure that the Microsoft Office 2008 folder is located in the Applications folder on the startup volume.If you have trouble installing this update or using Office 2008 applications after you install this update, try the following:.To restore your application to its original state, delete it from your hard disk, reinstall it from your original installation disk, and then install the updates that you want. This update does not include an uninstall feature. To use AutoUpdate, open an Office application, and then on the Help menu, click Check for Updates. Note This update is also available from Microsoft AutoUpdate, an application that can automatically keep your Microsoft software up to date. To remove the update installer, first drag the Office 2008 12.1.3 Update volume to the Trash, and then drag the file that you downloaded to the Trash. If the installation finishes successfully, you can remove the update installer from your hard disk.In the Office 2008 12.1.3 Update volume window, double-click the Office 2008 12.1.3 Update application to start the update process, and then follow the instructions on the screen.This step might have been performed for you. Double-click the file that you downloaded in step 5 to place the Office 2008 12.1.3 Update volume on your desktop, and then double-click the Office 2008 12.1.3 Update volume to open it.To check your preferences, on the Safari menu, click Preferences, and then click General. If you are using Safari, the downloaded file is saved to the desktop unless you specified a different location in the Preferences dialog box of Safari. ![]()
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